Bank Reconciliation Statement Example
Example document for Bank Reconciliation Statement. Use this as a reference when creating your own.
For Informational Purposes
This document template is provided for informational purposes. Customize it for your specific needs.
Document: Bank Reconciliation Statement
Example Document
Last updated 7/30/2026
Bank Reconciliation Statement
Business Name: Smith's Plumbing Services ABN: 12 345 678 901 Bank Account Name: Smith's Plumbing Services BSB: 033-000 Account Number: 123456
Reconciliation Date: 30 June 2023
Part 1: Balance as per Bank Statement
| Description | Amount ($) |
|---|---|
| Balance as per Bank Statement | 5,000.00 |
Part 2: Deposits not yet credited (Outstanding Deposits)
| Date | Details | Amount ($) |
|---|---|---|
| 30/06/2023 | Daily Cash Banking | 500.00 |
| Total Outstanding Deposits | 500.00 |
Part 3: Cheques/EFT payments not yet presented (Outstanding Withdrawals)
| Cheque No. / Ref | Date | Payee | Amount ($) |
|---|---|---|---|
| 105 | 28/06/2023 | Pipe Supplies Co | 250.00 |
| Total Outstanding Payments | 250.00 |
Part 4: Adjusted Bank Balance
| Description | Amount ($) |
|---|---|
| Balance as per Bank Statement | 5,000.00 |
| Add: Total Outstanding Deposits | 500.00 |
| Less: Total Outstanding Payments | 250.00 |
| Adjusted Bank Balance | 5,250.00 |
Part 5: Balance as per Cash Book / Accounting Software
| Description | Amount ($) |
|---|---|
| Balance as per Cash Book | 5,280.00 |
Part 6: Bank Items not yet recorded in Cash Book
| Date | Details | Amount ($) |
|---|---|---|
| 30/06/2023 | Bank Account Fees | 30.00 |
| Total Adjustments | 30.00 |
Part 7: Adjusted Cash Book Balance
| Description | Amount ($) |
|---|---|
| Balance as per Cash Book | 5,280.00 |
| Less: Bank Charges / Debits | 30.00 |
| Adjusted Cash Book Balance | 5,250.00 |
Verification
Adjusted Bank Balance (Part 4): $5,250.00 Adjusted Cash Book Balance (Part 7): $5,250.00
Do the balances match? [X] YES [ ] NO
Prepared By: J. Smith Date: 01/07/2023
Notes
This example shows a typical reconciliation for a trade business. The business deposited $500 in cash on the last day of the month, which the bank had not processed by the time the statement was generated. This is an 'Outstanding Deposit'. The business also wrote a cheque for $250 to a supplier, which the supplier had not yet banked. This is an 'Outstanding Payment' or 'Unpresented Cheque'. The bank statement showed a $30 account fee that the business owner had not yet recorded in their manual cashbook. The reconciliation process identifies this fee and adjusts the cash book balance downwards. Once these timing differences and missing entries are accounted for, both the adjusted bank balance and the adjusted cash book balance match at $5,250.00.
About this Example
Part of the Bank Reconciliation Statement document collection
Document Type
Bank Reconciliation Statement
A document that compares a business internal cash records with the bank statement to find differences and ensure accuracy.