Mortgage Discharge Authority Example
Example document for Mortgage Discharge Authority. Use this as a reference when creating your own.
Professional Review Recommended
This document may have legal or financial implications. We recommend having a qualified professional review the final version before use.
Document: Mortgage Discharge Authority
Example Document
Last updated 7/27/2026
MORTGAGE DISCHARGE AUTHORITY
To: Westpac Banking Corporation ABN: 33 007 457 141 Address: 275 Kent Street, Sydney, NSW 2000
Date: 15/10/2023
1. BORROWER DETAILS
Full Legal Name(s): John James Smith / Sarah Jane Smith Loan Account Number: 552-193-882 Current Mailing Address: 42 Stanley Road, Richmond, VIC 3121 Phone Number: 0412 345 678 Email Address: john.smith@email.com
2. SECURITY PROPERTY DETAILS
Property Address: 42 Stanley Road, Richmond, VIC 3121
Title Reference:
- Volume: 9982
- Folio: 551
- Torrens Title / Strata Title: Torrens Title
Registered Mortgage Number: XY456789
3. REASON FOR DISCHARGE
- Sale of Property
- Refinance (Payout by new lender)
- Full Repayment of Loan
- Other:
4. INSTRUCTIONS
I/We hereby authorise Westpac Banking Corporation to prepare and register a Discharge of Mortgage over the property listed above.
I/We understand that a discharge fee applies and authorise Westpac Banking Corporation to debit this fee from my/our Loan Account.
Settlement Details (if applicable):
Solicitor/Conveyancer Name: Amanda White Firm Name: Richmond Conveyancing Phone: 03 9999 8888 Email: amanda@richmondconveyancing.com.au Reference Number: SALE-2023-RIC
5. DECLARATION AND SIGNATURE
I/We declare that the information provided in this authority is true and correct.
I/We request that upon registration of the Discharge of Mortgage, the Certificate of Title be returned to:
- Myself/ Ourselves at the address above
- My/Our Solicitor/Conveyancer
- My/Our New Lender:
Signature 1: John J Smith
Print Name: John James Smith
Date: 15/10/2023
Signature 2: Sarah J Smith
Print Name: Sarah Jane Smith
Date: 15/10/2023
6. WITNESS (IF REQUIRED)
Witness Name: P D Wong
Signature: P D Wong
Date: 15/10/2023
Capacity: Justice of the Peace
Notes
Annotations:
- Borrower Details: Both owners of the property are listed because they are both borrowers on the loan.
- Reason for Discharge: 'Sale of Property' is selected because the owners are selling the house.
- Settlement Details: The Conveyancer's details are included because the bank needs to contact them to arrange the settlement paperwork.
- Return of Title: The borrower has elected to send the title to the Conveyancer rather than keeping it themselves, which is standard during a sale.
About this Example
Part of the Mortgage Discharge Authority document collection
Document Type
Mortgage Discharge Authority
A formal document signed by a borrower to authorise their bank to remove a mortgage from the title of a property once the loan is fully paid out.