Mortgage Discharge Authority Template
Template for Mortgage Discharge Authority. Customize this template for your specific needs.
Professional Review Recommended
This document may have legal or financial implications. We recommend having a qualified professional review the final version before use.
Document: Mortgage Discharge Authority
Template Preview
Version 1 • Last updated 7/27/2026
MORTGAGE DISCHARGE AUTHORITY
To: [NAME OF BANK/LENDER] ABN: [LENDER ABN] Address: [LENDER ADDRESS]
Date: [DD/MM/YYYY]
1. BORROWER DETAILS
Full Legal Name(s): [NAME 1] / [NAME 2] Loan Account Number: [ACCOUNT NUMBER] Current Mailing Address: [STREET ADDRESS] [SUBURB] [STATE] [POSTCODE] Phone Number: [PHONE NUMBER] Email Address: [EMAIL ADDRESS]
2. SECURITY PROPERTY DETAILS
Property Address: [PROPERTY STREET ADDRESS] [SUBURB] [STATE] [POSTCODE]
Title Reference:
- Volume: [VOLUME NUMBER]
- Folio: [FOLIO NUMBER]
- Torrens Title / Strata Title: [SELECT ONE]
Registered Mortgage Number: [MORTGAGE DOCUMENT NUMBER]
3. REASON FOR DISCHARGE
- Sale of Property
- Refinance (Payout by new lender)
- Full Repayment of Loan
- Other: [SPECIFY REASON]
4. INSTRUCTIONS
I/We hereby authorise [NAME OF BANK] to prepare and register a Discharge of Mortgage over the property listed above.
I/We understand that a discharge fee applies and authorise [NAME OF BANK] to debit this fee from my/our [LOAN ACCOUNT / NOMINATED ACCOUNT].
Settlement Details (if applicable):
Solicitor/Conveyancer Name: [NAME] Firm Name: [FIRM NAME] Phone: [PHONE] Email: [EMAIL] Reference Number: [REFERENCE]
5. DECLARATION AND SIGNATURE
I/We declare that the information provided in this authority is true and correct.
I/We request that upon registration of the Discharge of Mortgage, the Certificate of Title be returned to:
- Myself/ Ourselves at the address above
- My/Our Solicitor/Conveyancer
- My/Our New Lender: [NEW LENDER NAME]
Signature 1: __________________________
Print Name: __________________________
Date: __________________________
Signature 2: __________________________
Print Name: __________________________
Date: __________________________
6. WITNESS (IF REQUIRED)
Witness Name: __________________________
Signature: __________________________
Date: __________________________
Capacity: [JP / JUSTICE OF PEACE / LAWYER / OTHER]
About this Template
Part of the Mortgage Discharge Authority document collection
Document Type
Mortgage Discharge Authority
A formal document signed by a borrower to authorise their bank to remove a mortgage from the title of a property once the loan is fully paid out.