Business Name: [BUSINESS NAME]

Financial Year: [START DATE] to [END DATE]

1. Assumptions

• Inflation Rate: [e.g. 3.0%]
• Growth Target: [e.g. 5.0%]
• Planned Capital Expenses: [List items, e.g. New Ute, Website Redesign]

2. Revenue Forecast

Month	Product/Service Sales	Other Income	Total Revenue (excl. GST)
[MONTH 1]	$[0.00]	$[0.00]	$[0.00]
[MONTH 2]	$[0.00]	$[0.00]	$[0.00]
[MONTH 3]	$[0.00]	$[0.00]	$[0.00]
...	...	...	...
TOTAL YEAR	$[0.00]	$[0.00]	$[0.00]

3. Direct Costs (Cost of Goods Sold)

Month	Materials	Subcontractors	Direct Labour	Other Direct Costs
[MONTH 1]	$[0.00]	$[0.00]	$[0.00]	$[0.00]
[MONTH 2]	$[0.00]	$[0.00]	$[0.00]	$[0.00]
TOTAL YEAR	$[0.00]	$[0.00]	$[0.00]	$[0.00]

4. Operating Expenses (Overheads)

Expense Category	Monthly Amount	Annual Amount
Rent / Lease	$[0.00]	$[0.00]
Utilities (Electricity, Water)	$[0.00]	$[0.00]
Insurance (Public Liability, Tool)	$[0.00]	$[0.00]
Advertising & Marketing	$[0.00]	$[0.00]
Vehicle Running Costs (Fuel, Rego)	$[0.00]	$[0.00]
Accounting & Legal Fees	$[0.00]	$[0.00]
Software Subscriptions	$[0.00]	$[0.00]
Communications (Phone, Internet)	$[0.00]	$[0.00]
Office Supplies	$[0.00]	$[0.00]
TOTAL OVERHEADS		$[0.00]

5. Labour & Payroll (Wages)

Item	Monthly Cost	Annual Cost
Gross Wages (Excl. Super)	$[0.00]	$[0.00]
Superannuation (11%)	$[0.00]	$[0.00]
WorkCover / Workers Comp	$[0.00]	$[0.00]
Payroll Tax (If applicable)	$[0.00]	$[0.00]
TOTAL LABOUR COST		$[0.00]

6. Profit & Loss Summary

Item	Annual Amount
Total Revenue	$[0.00]
Less: Direct Costs	$([0.00])
GROSS PROFIT	$[0.00]
Less: Operating Expenses	$([0.00])
Less: Labour Costs	$([0.00])
NET PROFIT BEFORE TAX	$[0.00]
Less: Income Tax Provision (Est.)	$([0.00])
NET PROFIT AFTER TAX	$[0.00]

7. Cash Flow Projection

Month	Opening Cash	Net Cash Flow	Closing Cash
[MONTH 1]	$[0.00]	$[0.00]	$[0.00]
[MONTH 2]	$[0.00]	$[0.00]	$[0.00]

8. Tax Obligations

Tax Type	Frequency	Estimated Annual Payment
GST	Quarterly	$[0.00]
PAYG Withholding	Quarterly	$[0.00]
Income Tax	Annually	$[0.00]

9. Sign-off

Prepared By: [NAME] Date: [DATE] Approved By: [NAME] Date: [DATE]